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Cost of Studying in Australia for Indian Students Explained

Cost of Studying in Australia for Indian Students Explained

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Cost of Studying in Australia for Indian Students Explained

Planning an international education trajectory involves looking well beyond base university sticker prices. If you are preparing to head to Oceania, evaluating the full study in Australia cost requires balancing annual tuition, living expenses, health insurance, and one-time visa charges into a cohesive financial strategy. For Indian students, the total cost of studying in Australia typically falls between AUD $55,000 and $85,000+ per year (approximately ₹30 Lakhs to ₹48+ Lakhs, depending on exchange rates, degree levels, and regional living costs).

This guide provides an accurate assessment of the study abroad Australia cost breakdown, which includes tuition fees, financial considerations, procedures before departure, and some budgeting hints.

Our experts to help you study in Australia

Jyothi Priya

Jyothi Priya

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Jyothi Priya

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Jyothi Priya provides comprehensive support throughout the application journey, assisting students with documentation, admissions, and visa processes to ensure a smooth and successful transition to their chosen study destination.

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Neelima

Neelima

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Neelima

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With extensive experience in overseas education, Neelima specializes in helping students identify the right courses and universities based on their academic background, career aspirations, and personal preferences.

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Ramyashri

Ramyashri

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Ramyashri

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Passionate about student success, Ramyashri simplifies the study abroad process with expert guidance.

She ensures smooth applications and visa approvals, helping students achieve their Australia education dreams.

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Dinakaran

Dinakaran

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Dinakaran

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With extensive knowledge of Australia universities, Dinakaran provides personalized guidance for students.

From course selection to visa assistance, he makes studying in Australia seamless and stress-free.

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Praveen

Praveen

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Praveen

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Meticulous and detail-oriented, Praveen ensures every Australia application meets university requirements.

His expertise in documentation helps students submit strong, successful applications.

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Harish

Harish

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Harish

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Known for his supportive approach, Harish helps students choose the right universities.

From applications to visas, he ensures a stress-free experience.

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Dinesh

Dinesh

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Dinesh

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With a keen eye for detail, Dinesh guides students through every stage of the application.

His expertise ensures students submit strong, competitive applications.

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Saalim

Saalim

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Saalim

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As the Branch Director, Saalim leads with expertise, ensuring top-notch study abroad guidance.

His student-first approach helps students achieve their academic dreams successfully.

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Harold

Harold

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Harold

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Passionate about student success, Harold provides expert advice on choosing the right course.

He ensures students find the best-fit programs and navigate admissions easily.

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Nithin

Nithin

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Nithin

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As a Student Advisor, Nithin helps students make informed decisions about their education.

His expert advice ensures a smooth and successful study abroad journey.

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Gayathri

Gayathri

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Gayathri

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An expert in student advising, Gayathri ensures students find the best-fit programs.

She simplifies the study abroad process with clear, step-by-step guidance.

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Akila

Akila

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Akila

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Managing the Tambaram branch, Akila ensures students receive end-to-end study abroad support.

From university selection to visa processing, she handles it all.

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Christophia G

Christophia G

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Christophia G

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Passionate about helping students, Christophia provides detailed guidance on applications.

Her support ensures students successfully secure university admissions.

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Vigneshwar

Vigneshwar

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Vigneshwar

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Dedicated and supportive, Vigneshwar helps students make confident academic decisions.

His expertise ensures students secure the best global education opportunities.

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Sreenith

Sreenith

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Sreenith

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A dedicated counselor, Sreenith helps students navigate their study abroad journey.

His expert advice ensures smooth application and visa processes.

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Yogesh

Yogesh

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Yogesh

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As a Student Advisor, Yogesh helps students explore top universities worldwide.

His expertise ensures students choose the right course and institution.

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Ameena

Ameena

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Ameena

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Ameena's experience and proven track record in student counselling excel at resolving complex challenges.

Her dedication to guiding students knows no limits, ensuring successful outcomes.

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Dimple

Dimple

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Dimple

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Dimple is a highly experienced and motivated education consultant with a strong background in the consulting field.

Known for her "never say never" attitude, she is around the clock to support students.

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Stefin

Stefin

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Stefin

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Stefin is an experienced overseas education consultant, dedicated to helping students achieve their study abroad dreams.

He provides expert guidance ensuring personalized support throughout the entire process.

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Gideon

Gideon

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Gideon

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Gideon is passionate and excels at making the perfect study abroad choices for the students.

If you're uncertain, a conversation with Gideon can provide clarity for your studies abroad.

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Insha

Insha

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Insha

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Insha fosters a positive environment and provides consistent, up-to-date guidance, ensuring a high success rate.

Insha ensures that her students receive the best possible options for their future.

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Karthick Bhagavan Doss

Karthick Bhagavan Doss

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Karthick Bhagavan Doss

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With his banking background, Karthick excels in end-to-end planning for studying abroad from the first call.

His tactical approach and practical solutions makes him a expert in navigating challenges.

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Komal

Komal

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Komal

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Komal’s multilingual fluency helps her understand parents' perspectives when guiding students studying abroad.

Available 24/7, she provides support throughout every step of the study abroad process.

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Mateen

Mateen

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Mateen

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Mateen, our most senior consultant with 500+ five star reviews is known for his exceptional consulting skills.

He brings extensive experience in consulting, ensuring top-notch student guidance and support.

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Michelle

Michelle

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Michelle

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Michelle is a highly professional consultant with a methodical approach to study abroad counseling.

Her attention to detail and organized process make her a trusted advisor for students.

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Padmini

Padmini

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Padmini

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Padmini’s sharp memory allows her to swiftly recall universities, courses, fees, and admission requirements.

She is always available to assist with queries and excels in visa filing, ensuring a smooth process.

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Praveen jangid

Praveen jangid

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Praveen jangid

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Praveen excels with precise recommendations and a friendly demeanor, creating a positive learning environment in the team.

Available 24/7, he addresses student queries and offers comprehensive support.

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Prithika

Prithika

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Prithika

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Pritika’s soft-spoken yet intelligent approach makes her exceptional in providing top-notch student service.

Her ability to connect with student ensures a supportive and responsive counseling experience.

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Roja

Roja

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Roja

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Roja, an expert consultant for top destinations, leverages her knowledge to guide students in making informed choices.

She has consistently held a 100% visa success rate for the past two years.

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Sathya

Sathya

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Sathya

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Known for her aggressive performance to excellence, Sathya is dedicated to helping students achieve their goals.

Her proactive approach and dedication make her a valuable asset to her students’ success.

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Yashas

Yashas

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Yashas

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One of our first employees, Yashas, is a star performer, reflecting his exceptional professional acumen.

His thorough and meticulous approach ensures that no question goes unanswered.

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Logesh

Logesh

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Logesh

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Logesh, the branch manager of our Hyderabad office, is a bundle of energy who never tires of engaging with students.

Through his unwavering commitment to his role, he has advanced through the ranks.

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Kausic

Kausic

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Kausic

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Kausic, a quick learner with a rapidly growing knowledge maintains a strong rapport with students.

He is dedicated to providing comprehensive options tailored to each student’s needs.

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Sujatha

Sujatha

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Sujatha

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Sujatha excels in guiding and supporting students even under pressure, using her well-developed strategies.

Her commitment to never missing student calls and her interactions with parents sets her apart.

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Thiru

Thiru

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Thiru

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Thiru, our top-performing study abroad expert, drives our organisation’s student-centric focus with his expertise.

Counselling, application filing, visa applications— You name it, Thiru handles it all with efficiency!

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Faseeha

Faseeha

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Faseeha

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As a key executive specializing in student loans, Faseeha has become an invaluable member of our consulting team.

Her dedication ensures students receive comprehensive guidance on their educational journey.

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Sagaya Vasanth

Sagaya Vasanth

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Sagaya Vasanth

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Vasanth’s expertise in the visa process, coupled with a 100% success rate, ensures students make well-informed decisions.

His comprehensive approach makes him an all-rounder in student assistance.

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Varshini

Varshini

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Varshini

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Varshini’s meticulous attention to detail and conciseguidance ensure that students receive tailored support.

She built strong relationships with students through her exceptional personalized service.

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Nivedha

Nivedha

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Nivedha

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A student-focused counselor, Nivedha provides expert guidance tailored to individual aspirations.

She makes studying abroad a smooth, well-planned journey.

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Julia

Julia

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Julia

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Julia, the Branch Manager, expertly handles student queries and is recognized as a trusted advisor.

Committed to sharing her knowledge, she ensures students make informed decision-making.

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Arokiya Sundari

Arokiya Sundari

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Arokiya Sundari

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Sundari is an expert in student counselling, with over 500 successful students now thriving at top universities.

With years of experience, she excels in guiding students and effectively leading her team.

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1. Academic Investment: Course Fees and Program Categories

Your baseline Australia education cost depends heavily on your degree level, subject area, and whether you attend a Group of Eight (Go8) research university or a regional institution.

General Tuition Range Comparison by Qualification (2026)

Academic Qualification Level

Average Annual Tuition (AUD)

Average Annual Tuition (INR Equivalent)

Vocational / VET / Diplomas AUD $10,000 – $22,000 ₹5.5 Lakhs – ₹12 Lakhs
Undergraduate (Bachelor’s) AUD $20,000 – $45,000 ₹11 Lakhs – ₹24.7 Lakhs
Postgraduate (Master’s) AUD $22,000 – $50,000+ ₹12 Lakhs – ₹27.5+ Lakhs
MBA Programs AUD $35,000 – $65,000+ ₹19 Lakhs – ₹35.7+ Lakhs

Note on Fields: Programs in Medicine, Veterinary Science, and specialized Engineering sit at the top of these pricing bands. If you are looking for affordable courses in Australia, vocational pathways (VET) or business and IT degrees at non-Go8 regional universities offer lower annual tuition.

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2. Living Costs & The Australia Student Budget Guide

Managing study in Australia fees and expenses requires a clear understanding of daily maintenance costs. The minimum capacity benchmark of living cost set by the Australian Department of Home Affairs for one single international student is AUD $29,710 per annum (approximately ₹16.3 Lakhs).

The amount of money you spend will greatly depend on where you choose to live. Study centres in regions such as Adelaide, Perth, and Hobart have cheaper accommodation costs, while cities like Sydney and Melbourne will require a larger monthly budget.

Monthly Budget Planning Per Individual (as per Australia student budget guide):

  • Accommodation Cost: AUD $600 - $1,600
  • Food Cost: AUD $300 - $600
  • Traveling Cost: AUD $100 - $200
  • Internet and Utility Bill: AUD $70 - $150
  • Miscellaneous and Emergency: AUD $100 – $250
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3. Pre-Departure & Administrative Overhead

You should plan for essential upfront set-up expenses in addition to university tuition before you fly:

  • Student Visa (Subclass 500) Application Charge: AUD $2,500 (standard rate).
  • OSHC (Overseas Student Health Cover): AUD $600-$950 per year (health insurance for visa period).
  • IELTS/PTE (English language proficiency exam cost): ₹16,000-17,000.
  • One-way ticket from India: AUD $800-$1,500 (approximately ₹45,000 - ₹80,000).
  • Health Assessment and Biometric Information Collection: ₹5,000 – ₹8,000.
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4. Demonstrating Financial Capacity for Visa Approval

You must offer sufficient proof of funds for at least the next 12 months to receive a Subclass 500 visa. The immigration officers analyze the source of your financials based on Genuine Student (GS) assessment criteria:

Approved Financial Documentation Channels

  • Education Loans: Sanction Letters from Reputable Indian Public/Private Financial Institutions (such as SBI or HDFC Credila)
  • Seasoned Bank Savings / Fixed Deposits: Accounts that show a transparent and traceable history of three to six months without any inexplicable large deposits.
  • Government or Institutional Grants: Documents providing details of scholarships/fee waivers available at institutes/universities.
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5. Onboarding Checklist: Managing Your Education Finances

Follow the recommendations below to reduce unnecessary spending and manage your academic expenses:

A. Establish and Season Your Funding Sources: 6 Months Before Intake

Combine your family's savings, fixed deposits, or authorized education loans into accounts that are transparent and easy to track. To pass Genuine Student (GS) investigation, ensure that significant transactions are well-documented with tax records.

B. Secure OSHC and Pay University Tuition Deposit: 3 Months Before Intake

Pay your initial tuition deposit to receive your official Confirmation of Enrolment (CoE). Simultaneously purchase your mandatory Overseas Student Health Cover (OSHC) for your full course duration.

C. Lodge Visa Application and Book Travel: 2 Months Before Departure

Submit your Subclass 500 visa application through ImmiAccount by paying the AUD $2,500 application charge. Once approved, lock in off-peak airfare to save on initial travel expenses.

Frequently Asked Questions (FAQ)

Can I work part-time in Australia to cover my tuition fees?

Do not think that income earned through a part-time job will provide sufficient funds for tuition. A student visa holder can work for a maximum of 48 hours each fortnight during the term of studies and unlimited hours outside semesters. With a minimum salary of ~AUD $24.10 per hour, you will earn enough money to pay for food and rent, but tuition is to be paid upfront.


Are scholarships available for Indian students in Australia?

Yes. International merit scholarships offered by Australian institutions decrease tuition fees by 10% to 50%. Based on your academic record, these awards are normally evaluated automatically during the admissions review.


Does regional study lower the total cost of education?

Yes. When compared to major urban centres, you will experience lower expenses for travel and accommodation if you pursue studies from campuses located in regional cities such as Geelong, Wollongong, Adelaide, and Hobart.


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